UPI se ATM se Cash kaise nikale? (2026 Complete Step-by-Step Guide)

 Aajkal log Google par bahut search kar rahe hain –
“UPI se ATM se cash kaise nikale”
Agar aapke paas ATM card nahi hai ya card bhool gaye hain, to bhi aap UPI ke through ATM se cash nikal sakte hain.
Is article me hum simple Hindi (Hinglish) me poora process samjha rahe hain.

UPI Cash Withdrawal kya hota hai?

UPI Cash Withdrawal ek cardless facility hai jisme aap:

• ATM card ke bina

• Sirf UPI app + mobile phone

• ATM machine se direct cash nikal sakte ho

Ye feature India me dheere-dheere sabhi banks ke ATM me aa raha hai.

Kaun se ATM me UPI se Cash nikal sakte hain?

Aise ATM jahan screen par likha ho:

• “UPI Cash Withdrawal”

• “Cardless Cash”

• “Scan QR to Withdraw Cash”

💡 Mostly ye ATM hote hain:

• SBI

• HDFC

• ICICI

• Axis

• PNB

(Availability city par depend karti hai)

UPI se ATM Cash nikalne ka Step-by-Step Process

✅ Step 1: ATM par jaaye

ATM screen par UPI Cash Withdrawal option select karein.

✅ Step 2: Amount enter karein

Screen par jitna cash chahiye (jaise ₹500, ₹1000) enter karein.

✅ Step 3: QR Code scan karein

ATM screen par ek QR code aayega
Apne mobile se:

• Google Pay / PhonePe / Paytm

• UPI Scan option open karein

• QR scan karein

✅ Step 4: UPI PIN dalein

Mobile par UPI PIN enter karein.

✅ Step 5: Cash receive karein

PIN sahi hote hi ATM se cash nikal aayega 🎉

View power bank for outdoor UPI use

💰 UPI se Cash nikalne ki Limit

• Ek transaction: ₹10,000 tak

• Daily limit: Bank par depend karti hai

• Charges: Mostly FREE (bank rules par depend)

❓ Common Questions (FAQs)

Q1. Kya bina ATM card ke cash nikal sakte hain?

👉 Haan, UPI ke through bina card ke cash nikal sakte hain.

Q2. Kya har ATM me ye facility hoti hai?

👉 Nahi, sirf selected ATM me hi available hai.

Q3. Kya internet zaroori hai?

👉 Haan, mobile me internet aur active UPI hona chahiye.

Q4. Transaction fail ho jaaye to kya hoga?

👉 Amount debit hua hai to 24 hours me auto-refund aa jata hai.

Check smartphone for UPI payments

✅ UPI Cash Withdrawal ke Fayde

• ATM card carry karne ki tension nahi

• Card theft ka risk zero

• Fast & secure

• Emergency me kaafi useful

🔚 Conclusion

Agar aap ATM card bhool gaye hain ya card nahi banana chahte, to UPI se ATM cash withdrawal ek bahut hi safe aur convenient option hai.

👉 Aise hi useful & daily life queries ke liye blog ko bookmark karein.