Bank Account Verification Kya Hota Hai? (EPF, NACH, Loan, Salary Guide)

Bank Account Verification kya hai?

Verification me bank customer ka name, account number, IFSC, branch aur status confirm karta hai.

Kahan Kahan Bank Verification lagta hai?

✔ Salary onboarding
✔ PF withdrawal
✔ NPS + PPF
✔ Loan disbursement
✔ Insurance claim
✔ EMI + NACH
✔ UPI + Wallet

Verification Methods

✔ Cancelled cheque
✔ Passbook
✔ Bank statement
✔ Online API verification
✔ Penny drop verification (₹1 test)

Penny Drop kya hota hai?

Company customer account me ₹1 drop karke verify karti hai.
Instant & most accurate.

Verification Fail Reasons

❌ Name mismatch
❌ Account closed
❌ Wrong IFSC
❌ NACH pending

FAQ

Q: Without bank verification loan possible? → No
Q: Online verification safe? → Yes