Cancelled Cheque Kya Hota Hai? Bank Me Kyu Lagta Hai? (2026 Guide)”

 

Cancelled Cheque kya hota hai?

Cancelled Cheque ek cheque hota hai jisme 2 parallel lines ke beech “CANCELLED” likha hota hai. Ye account verification ke liye use hota hai.

Cancelled Cheque kyu mangte hai?

✔ Bank account verification
✔ Name verify
✔ IFSC verify
✔ Branch verify
✔ Account number verify

Digital scanner

Cancelled Cheque kin-kin jagah lagta hai?

✔ Salary account opening
✔ EPF withdrawal
✔ NPS + PPF
✔ Insurance maturity
✔ Health/Term insurance claim
✔ Mutual fund KYC
✔ Loan disbursement
✔ EMI setup
✔ Brokerage account

Cancelled Cheque ka misuse possible?

No — kyunki:

❌ Withdrawal possible nahi
❌ Cheque clear nahi hota
❌ Payment issue nahi hota

Bas account proof ke liye hota.

Cancelled Cheque kaise banaye? (Step-by-Step)

1. Blank cheque lo

2. 2 parallel lines draw karo

3. Beech me “CANCELLED” likho

4. Account details clear visible ho

Cancelled Cheque me signature lagana chahiye?

✔ No — signature required nahi
✔ Bank verification ke liye enough

 Document organizer

Cancelled Cheque Alternatives

Agar cheque nahi ho to:

✔ Passbook 1st page
✔ Bank statement
✔ Account certificate
✔ e-Passbook PDF

FAQ

Q: Cancelled cheque free hota hai? → Yes
Q: Without cheque kaise kare? → Passbook/Statement
Q: Insurance me mandatory? → Mostly yes
Q: Packet photo chalega? → Many cases yes